Finance & Investment · Goals
Marriage Goal Planner
Estimate what a wedding will cost when it happens — today's budget grown with inflation — and the monthly SIP or one-time investment needed to pay for it without loans.
A ready-made version of the Goal-based Investment Planner.
Your inputs
Quick start — try a typical case
₹ 20 lakh
Venue, jewellery and catering costs often rise faster than general inflation.
Grows at the same expected return.
Your result Live
Monthly SIP Needed
₹10,936
To have ₹55,18,063 in 15 years
- Goal Cost When You Need It
- ₹55,18,063
- Or Invest Once Today
- ₹10,08,129
- Your Savings Will Grow To
- ₹0
- Total You'll Invest by SIP
- ₹19,68,487
- From your SIPs · 100%₹55,18,063
Year-by-year plan
15 rowsAn estimate from the assumptions you entered, not a guaranteed outcome.
How this is calculated
Target = Cost today × (1 + inflation)^t · SIP = (Target − Savings × (1 + r)^t) ÷ SIP growth factor
- t
- Years until the goal
- r
- Expected annual return
- SIP growth factor
- What ₹1 a month grows to by then (start-of-month instalments, return ÷ 12 a month, with any step-up)
Goals are priced in today's money but paid for in future money, so the planner first inflates the cost to the date you need it. Whatever your existing savings won't cover becomes the target for a monthly SIP — or for a single investment today, if you have the money now.
Assumptions & sources
- Returns and inflation are constant. Markets are volatile, so for goals less than 3–5 years away consider safer, lower-return options and recalculate.
- SIPs use the same conventions as the SIP Calculator (start-of-month, return ÷ 12); existing savings compound annually.
- Taxes on gains at redemption are not deducted.
- 1Mutual fund investor education (SIP, lumpsum, risk) — AMFI — Association of Mutual Funds in India
- 2Investor education material — SEBI — Securities and Exchange Board of India
- 3CFA Program Curriculum — Quantitative Methods: The Time Value of Money — CFA Institute
Calculator ID FIN-GOAL-001/marriage · version 1.0.0
Common questions
How do I estimate a wedding budget?
List the major heads at today's prices — venue, catering, clothes, jewellery, travel and gifts — and add 10–15 % for contingencies.
Should gold for the wedding be bought early?
Gold prices move independently of other costs. Buying gradually (for example through gold ETFs or Sovereign Gold Bonds when available) spreads the price risk.