Loans & Debt · Before Taking a Loan
Loan Capacity Calculator
Find the maximum loan amount you could take on, based on the monthly payment you can afford, the interest rate, and your desired tenure.
Your inputs
%
years
Your result Live
Maximum Estimated Loan Amount
₹57,61,542
- Total Interest
- ₹62,38,458
- Total Repayment
- ₹1,20,00,000
This shows how much loan your chosen EMI could support mathematically — it is not a bank eligibility decision, which also considers your income, existing debts, credit score, and the lender's own policies.
How this is calculated
P = EMI × ((1+r)ⁿ − 1) / (r × (1+r)ⁿ)
- P
- Maximum loan principal
- EMI
- Your affordable monthly payment
- r
- Monthly interest rate
- n
- Tenure in months